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Loan management

Loan management

Malam Payroll’s loan module allows calculating capital deductions, interest and linkage for loans taken by the employee based on the Shpitzer Formula or the fixed capital deduction formula, and in accordance with the loan’s interest and linkage terms.

In cases of employer loans, the system calculates the value of the benefit for tax purposes according to Income Tax Ordinance Article 3(9) and the taxation authority’s instructions.

The loan management module will calculate capital, interest and linkage deductions for standing loans (balloon), temporary loan deductions freeze, or early loan redemption.

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